1 in 4 Millennials are “not sure” how their retirement savings are invested. How do you stack up?
More Personal Financial Planning Resources for Millenials
2023 Year-End Tax Tips
Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Defer income to next year Consider opportunities to defer…
Roth IRA Conversions: Finalizing Your Plans Before Year-End
Hello there! As we bid adieu to this year, it’s a golden opportunity for savvy investors and retirement planners to give their strategies a once-over, particularly when it comes to…
2023 Market Update 3rd Quarter
Dive into our latest blog for a better understanding of the ever-shifting market sentiment in Ballast Advisor’s third-quarter update. Bullish optimism may be fading, but we’re here to equip you…
Plan Your Way Through End-of-Year Expenses
As the leaves turn golden and the air grows crisp, we can’t help but look forward to heartwarming holidays, joyous parties, and reunions with our loved ones. But before we…
Claim the Home Energy Audit Tax Credit: IRS Guidance Explained
The IRS has announced guidance for the home energy audit tax credit. When considering making energy-saving home improvements, it may be helpful to have a home energy audit done. Fortunately,…
7 Tips to Navigate Healthcare Over 65
As the world of health insurance evolves, the Annual Enrollment Period can be overwhelming and confusing. For those nearing age 65, it’s essential to understand the paths in and around…
What’s Happening in the World of Higher Education?
2023 survey revealed a notable shift in public opinion over the past decade about the value of a college degree: 56% of Americans think a four-year college degree isn’t worth…
2024 Key Numbers for Health Savings Accounts
The IRS recently released the 2024 contribution limits for health savings accounts (HSAs), as well as the 2024 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs). What…
Five Things That Actually Get Better With Age
Yes, there are good things about being old, such as increased happiness, less stress, better marriages and deeper friendships. You seldom hear that: People tend to focus on the negatives…
Navigating the Current Mortgage Interest Rate Environment
The home mortgage is often the biggest transaction of a person’s life. In today’s dynamic economic landscape, mortgage interest rates play a significant role in shaping individuals’ financial plans. Whether…