We utilize a personalized approach to retirement planning that incorporates income distribution planning, investment management, Social Security planning, health care planning, long-term care planning, estate planning and risk management. We draw on the extensive experience of our financial professionals to help create a clear, actionable road map in planning your retirement.
Making sense of these titles and other tips on choosing a financial professional Professionals at Ballast Advisors, LLC delineate differences between financial professional terms and designations to help empower your choices…
Recently Congress passed both the SECURE Act and the CARES Act into law. Although these Acts are comprehensive in aggregate, Ballast Advisors financial professionals have comprised a summary of the sections we want our…
It’s a new year, a new decade, and the perfect time to renew healthy habits, including those in your financial life. Like any good habit, setting intentions and priorities is…
IRA contribution limits The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2020 is $6,000 (or 100% of your earned income, if less), unchanged…
Where can you get more information? Determining what coverage you have now and comparing it to other Medicare plans can be confusing and complicated. Pay attention to notices you receive…
If retirement is on your mind, Realtor.com recently ranked Punta Gorda as the number one of the top 10 hottest retirement spots for baby boomers in the country. In fact,…
Making a last-minute contribution to an IRA may help you reduce your 2018 tax bill. If you qualify, your traditional IRA contribution may be tax deductible. And if…
As the cost of a college education continues to climb, many grandparents are stepping in to help. This trend is expected to accelerate as baby boomers, many of whom went…
Housing Options for Older Individuals As you grow older, your housing needs may change. Maybe you’ll get tired of doing yard work. You might want to retire in sunny Florida…
Your Home as a Source of Dollars in Retirement If you own a home, you may be wealthier then you think. The equity in your home could be one of…
