Ballast Blog
At Ballast, we believe in equipping our clients with all the information they need to make more confident, informed choices for their financial life.
Who Is Connecting the Dots Across Your Financial Life?
As your financial life grows, so does the number of professionals helping you make important decisions. You may have an accountant preparing your tax return, an attorney drafting estate documents, an insurance professional reviewing coverage, and an investment advisor managing your portfolio.
When Doing Nothing Becomes the Biggest Financial Decision
Executives and business owners make important decisions every day, yet their own financial planning can often get pushed aside. Between running a business, leading a team, and supporting family… it's easy to assume you'll revisit your plan when things slow down.
Q2 Market Update
Equities rebound in the Second Quarter: MSCI All Country World Index Excluding USA finished up 13.66% year to date while the Russell 3000 Total Return finished just under 11% year to date through June 30, 2026.
Why More Income Doesn’t Always Create More Financial Freedom
From the outside, high income often appears synonymous with financial flexibility.
When Your Career and Wealth Depend on the Same Company
For many professionals today, compensation extends far beyond a paycheck.
Q1 2026 Market Update
Challenging quarter for U.S. Equities: Russell 3000 Total Return index fell -4.0%, though a late rally prevented an even worse start to the year.
Rent or Buy? Finding the Right Balance for Where You Are
At some point, this question comes into focus.
Should I rent or buy?
Your Employer Benefits Are Part of the System. Are They Working Together?
At some point, this question comes into focus.
Should I rent or buy?
Connecting Values and Wealth: Finding Balance in Family Finances
The holidays bring family together and often create the kind of quiet, meaningful conversations that the rest of the year can rush past.
Five Financial Moves to Bring Balance Before Year-End
As 2025 comes to a close, it’s the right time to pause, take stock, and help your financial life remain balanced heading into the new year. Acting now can help keep your plan steady through the transitions ahead.
Q3 Market Update
Key Stock Market Index Performance: The third quarter showed continued strength in US equities highlighted by outperformance in small cap stocks.
Your Guide to Home Buying and Homeownership
Whether you’re a first-time buyer or longtime homeowner, understanding the process is key to making smart decisions. A top financial advisor can help align your home purchase with your overall wealth plan.
Why Do So Few Win Financial Freedom While Most Stay Trapped?
Financial independence is a goal many aspire to, a state where you have the resources to live life on your own terms.
A Step-by-Step Guide to Saving, Spending, and Budgeting for Next Year
Creating a financial plan for the upcoming year is one of the best ways to ensure long-term financial stability.
Stabilize Your Financial Future: Essential Actions Before 2024 Ends
As the year winds down, now is the perfect time to review your financial situation and ensure you're on track to meet your goals.
Strategies for Saving and Spending Wisely for the Holidays
The holiday season is a time of celebration and giving, but without proper planning, it can also become a period of financial stress.
5 Estate Planning Mistakes That Could Leave Your Heirs in a Tax Trap
Estate planning is essential for ensuring your wealth passes smoothly to the next generation. However…
Finding the Right Balance: Financial Planning for Short and Long-Term Goals
In the ever-changing landscape of personal finance, achieving the right balance between short-term needs and long-term goals is crucial.
Balanced Education: The Importance of Continuing Financial Literacy
In the world of wealth management, the importance of continuous financial literacy cannot be overstated.
Protecting Your Wealth: The Importance of Data Security
As retirement nears, safeguarding both your finances and digital security is essential. Cyber protection and financial planning go hand-in-hand for a secure future.