Ballast Blog
At Ballast, we believe in equipping our clients with all the information they need to make more confident, informed choices for their financial life.
Your Guide to Home Buying and Homeownership
Whether you're a first-time homebuyer or a seasoned homeowner in Minnesota or beyond, understanding the home buying process is essential to make informed financial decisions and reach your homeownership goals. Working with a top financial advisor can help you align your home purchase with your broader wealth planning strategy.
Why Do So Few Win Financial Freedom While Most Stay Trapped?
Financial independence is a goal many aspire to, a state where you have the resources to live life on your own terms.
A Step-by-Step Guide to Saving, Spending, and Budgeting for Next Year
Creating a financial plan for the upcoming year is one of the best ways to ensure long-term financial stability.
Stabilize Your Financial Future: Essential Actions Before 2024 Ends
As the year winds down, now is the perfect time to review your financial situation and ensure you're on track to meet your goals.
Strategies for Saving and Spending Wisely for the Holidays
The holiday season is a time of celebration and giving, but without proper planning, it can also become a period of financial stress.
5 Estate Planning Mistakes That Could Leave Your Heirs in a Tax Trap
Estate planning is essential for ensuring your wealth passes smoothly to the next generation. However…
Finding the Right Balance: Financial Planning for Short and Long-Term Goals
In the ever-changing landscape of personal finance, achieving the right balance between short-term needs and long-term goals is crucial.
Balanced Education: The Importance of Continuing Financial Literacy in Wealth Management
In the world of wealth management, the importance of continuous financial literacy cannot be overstated.
Protecting Your Wealth: The Importance of Data Security
As you approach retirement, protecting your financial future becomes more important than ever—especially in today’s increasingly digital world. While you’ve worked hard on retirement planning with a top financial advisor, it’s equally critical to safeguard your personal and financial data online. Cybersecurity and financial protection go hand-in-hand when planning for a secure retirement.
Balancing Multiple Residences: Navigating Tax Considerations, Legal Documentation, and Insurance Coverage for Snowbirds
Living the snowbird lifestyle offers exciting opportunities, but it also brings unique financial planning challenges. Whether you’re managing multiple residences in different states or seeking expert wealth management, working with a top financial advisor can help you maintain balance and financial stability throughout your seasonal moves.